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Loan Interest Rate


 

                                                       RATE OF INTEREST- LOANS & ADVANCES

 

 

NAME OF SCHEME

MAXIMUM LOAN/LIMIT

INTEREST RATE

1

HOME LOAN

UPTO Rs 20.00 Lacs*

11% (UPTO Rs 03.00 Lacs)

12%(ABOVE Rs 03.00 Lacs)

2

PERSONAL LOAN

UPTO Rs 08.00 Lacs*

13%

3

CAR LOAN

UPTO Rs 06.00 Lacs*

11.50% (UPTO Rs 03.00 Lacs)

12.50%% (ABOVE Rs 03.00 Lacs)

4

LOAN AGAINST PROPERTY

UPTO Rs. 20.00 Lacs*

12%

5

CONSUMER DUERABLE LOAN

UPTO Rs 08.00 Lacs*

13%

6

TRADER’S LIMIT

UPTO Rs 20.00 Lacs*

12.50% (UPTO Rs 03.00 Lacs)

13.00% (ABOVE Rs.03.00 Lacs)

7

CASH CREDIT TO SALLERY EARNER SOCIETY

 

9.80%

8

CASH CREDIT FRTILIZER TO PACS

 

11.00%

9

NORMAL CREDIT LIMIT (S.T.) TO PACS

 

7.70%

10

LOAN AGAINST TERM DEPOSIT

UPTO 75 % OF THE FACE VALUE OF TERM DEPOSIT

2% EXTRA FROM  DEPOSIT INTEREST

11

LOAN AGAINST NSC/KVP

UPTO 75 % OF THE FACE VALUE OF TERM DEPOSIT

11%